Winter teaches us that all of life goes through seasons.  As the snow blankets the earth, it brings a magical season of waiting for the birth of spring.  For many people hit by the Financial Crises across the world, this winter will be a hard, cold and desperate one.  We will all need to be sources of support, caring and concern for each other in order to keep positive, resilient and caring through this time.  As we wait together for this crises to bottom out and the season of growth to begin again, I hope the winter season allows you a period of renewal.