Marketing Concepts: Divine Wisdom
Marketing concepts are designed to state the truth about products and services.
The retirement savings packages are designed with saving the principle amount of money saved.
Investing in a conservative fixed rate in 403B or 401K, Roth Ira, Traditional Ira, CD's will ensure the original amount invested is seen.
This is how it is designed to work, although the marketing tools to feed off emotions of hard earned money gets nibbled at when an advisor is given information to share to persuade humanity to listen to him or her (advisor). Wisdom says: learn the words used, understand how the whole system of finances work, and stand your ground for your own NEST EGG.
The concepts of retirement is a good concept, but who decides on how the money is managed? The fine print documents? The investor? The advisor? The CEO's who smile give good face and then take it back and put it into there own pockets, thus saying the budget is there device.
This does not add up. Remember when there is a loss in your principle, it goes into another pocket. Will it be yours or theres?
The top of the pyramid is 10%, make it yours not theres.
Similar to how Insurance Policies with an annuity works, as you get older the principle goes up, the annuity earnings go down.
The CEO's change the rules when they want to and inform humanity, yet it comes as a suprize because reading the fine print and getting involved with what others are doing with your finances is so IMPORTANT that you need to be your own financial ADVISOR.
If you feel the sensation that you feel sleepy, or not given with clear thinking, or feel it is too good to be true, or hyped up. Or not given as much time as you need to decide. It probably is not a good financial decision.
Remember that financial advisors are paid by your losses on your own retirement, as well as the money the company uses to gamble in the market trends, either Bonds, Stocks, Money Markets, International Trades and values. When there is a positive gain, they give you some and take some to pay CEO's all the employees in the company. When there is not a positive gain they TAKE AWAY YOUR PRINCIPLE investment, thus then the market drops. When there are too many at the top taking more than they give, to get wealth from humanity who tries to save for future purposes, either to pay off a mortgage, or to enjoy the years of savings, or do something they want.
When will each person learn about shared governance?
This is information only. Who generates the "Cogs in the Wheels", an old saying with a profound ending...
Invest wisely into FIXED accounts = conservative.
Moderate has some losses, but more will lose more than orgininally stated.
Agressive has some bigger losses, as well as moderate losses.
The principle amount of dollars you invest needs to be there on the paper. Say you put in $10,000.00 I would expect to see $10,000.00 at the end of the year plus any earnings promised (fixed rates), I would not expect that fees would be taken from the $10,000.00 or the fixed earnings...This is how the marketing appears to work...This is reality in minds of many.
BECAUSE any monies that are used to gamble or invest into the financial market with my $10,000.00 generates monies for the investor to pay the fees for my account that should at least stay protected at the end of the year with $10,000.00 PLUS Fixed rates, like a CD.
Thank you for wisdom about the animus at the top 1-10% of the Pyramid Power Grids. Adonis.