How does the free $5 work?
When you register, we credit your account with $5 to use with any advisor in any topic. You can use the free $5 for a minimum of 3 minutes of phone time during your first call.

Can I place calls before I register?
Sorry, no. You can only talk to advisors on Ingenio once you've registered. The good news is that the sign-up process is quick, easy and free!

If I don't use all $5 on my first call, can I carry the balance forward to my next call?
Yes. Any money you have left over after you make your first call can be used for future calls.

Can I use my free $5 for Mail?
Sorry, your free $5 are good only for calls. You can use the money for either Live Advice or to listen to a Recorded Listing. To accept Paid Mail from an advisor, you'll need to add money to your account.

How long do I have to use my free $5?
You have 90 days to use your free $5. After that, you'll need to add money to your account to make another call.

What happens when my free $5 is gone?
You can use your credit card (we accept MasterCard, Visa, or any card with a Visa or MasterCard logo, including ATM cards) to add money to your account. Click on the Payment Info tab on the My Account page, then on "Add to Account." You can also replenish your account with money from calls you receive, or from Tell A Friend referral payments.

For more information on your payment options, click here.

Getting Advice:
Finding Advisors - Placing Calls - Privacy & Security - Payment Options - Recorded Listing - Mail - Giving Feedback - Rate Calculation - International Rates - Currency Conversion - Time Zones - Call Details - Appointments -1-888-INGENIO - Call Backs - My Favorite Advisors