Ms. Estes can help you determine the best way to address issues of poor credit, collection calls, lawsuits to collect money, or the ramifications of filing bankruptcy under Chapter 7 or Chapter 13 of the United States Bankruptcy Code.

When you call, you will speak directly to Ms. Estes only.  Ms. Estes has focused her entire career as an attorney addressing the issues of debtor-creditor law and bankruptcy.  

Ms. Estes is licensed to practice in all the State Courts of Kentucky, and all the federal bankruptcy courts of Kentucky and Indiana.  Ms. Estes can advise you of your rights under federal law.  Your particular state may have additional laws that can affect your rights.